Explore our financial planning services to discover how we can help you achieve financial security and peace of mind for your retirement years. Whether you're just starting your financial journey or nearing retirement, our expert investment advice is tailored to support your long-term financial goals.
PLANNING FOR RETIREMENT
No two retirement planning journeys are the same. As independent financial advisers, we create tailored retirement plans based on your unique goals, lifestyle, and personal finances. Our local financial advisers in Edinburgh help ensure you're prepared for a comfortable financial future with strategies designed around your circumstances.
Planning how to access your pension and investments in retirement is crucial. With our pension advice and financial planning expertise, we’ll help you develop a tax-efficient income withdrawal strategy. This ensures your money lasts as long as you need it, while reducing exposure to unnecessary tax costs through smart tax planning.
From workplace pensions and personal pensions to Self-Invested Personal Pensions (SIPPs), we help you make the most of available tax reliefs. Our financial planners assess your contributions to align with your retirement goals and maximise long-term pension growth. If you're considering pension transfers, we can also offer guidance on the best approach for your situation.
Retirement planning doesn't stop at the end of your life. Our financial advisers help you create strategies for passing on your wealth to future generations in a tax-efficient way. By considering inheritance tax and legacy planning, we ensure your loved ones are supported while maintaining your financial security.
We help you assess your retirement goals, calculate how much you need to save, and develop a strategy that suits your financial future. Our financial advisers in Edinburgh work closely with you to create a personalised retirement plan that aligns with your lifestyle and future aspirations.
Hamilton offers various pension planning options, including workplace pensions, personal pensions, and self-invested personal pensions (SIPPs). Our independent financial advisers will recommend the most suitable route based on your needs, and provide ongoing support to ensure your retirement planning remains on track.
DISCLAIMER
Financial planning isn’t something you do once and forget. It changes as your life does, and that’s why we’re here for the long run. At Hamilton, our independent advisers work with you over time, adjusting your pension plans, tax strategies and investments when your needs shift.
Maybe your income changes, you're getting close to retirement, or you want to help your children or grandchildren financially. Whatever the reason, our team will be there to guide you with clear, honest advice that helps you stay in control.
With independent support and a focus on long-term relationships, you’ll have someone to turn to at every stage, helping you protect your money, plan ahead and deal with changes as they come.
DISCLAIMER
The information provided here is for general guidance only and should not be considered as financial advice. We recommend consulting with a qualified financial advisor to discuss your individual circumstances and get tailored advice.
Yes - working with local Edinburgh financial advisers can make a real difference to how well your pension planning works for you. A local adviser doesn't just understand your personal finances, they also know the local tax rules, pension options and economic conditions that might affect your wealth management decisions.
At Hamilton, our financial advisers in Edinburgh offer personal, face-to-face advice with the experience to match. We support clients across the city and nearby areas with pension planning, retirement strategies, pension transfers and broader financial advice that suits your situation.
Whether you're just starting to think about retirement or already preparing to finish work, our local team will help you make smart choices that match your long-term goals. With expert advice, you’ll feel more secure and better prepared for what’s ahead.
Head over to our Get in Touch page to see how we can support you, or schedule a meeting with us.