How Regional Investment Is Creating New Opportunities Around Inverness

Inverness is the main commercial and administrative centre for the Highlands, so investment in the city can affect a much wider area. New infrastructure and transport links may create opportunities for people starting businesses across the region. Much of the current activity is being supported through long-term programmes rather than individual projects. These include the […]
Hamilton receives a 2026 Global Recognition Award
Hamilton has received a 2026 Global Recognition Award for exceptional achievement, recognising our longstanding commitment to personal service, transparency and relationship-led financial planning. The award was formally conferred on 7 July 2026 following an independent evaluation. The assessment highlighted customer experience and service, including our approach to long-term client relationships, continuity, mentoring and succession planning. […]
Inheritance Tax in 2026 – Part 1: Lifetime Gifts and the New Business Property Relief Rules

Part 1 of a two-part series on inheritance tax (IHT) by Andrew Hamilton, Chartered Tax Adviser. A short history of death taxes I am old enough to remember the precursor of IHT: Estate Duty (1894 to 1975). Estate Duty taxed the deceased’s estate at progressively higher rates — the larger the estate, the higher the […]
Electric Vehicles – Look before you leap

In the race for ‘net zero’, Government has encouraged us to buy electric vehicles (EVs). However, you need to think very carefully before you take the plunge. Here are some of the factors you need to consider. Range and Daily Driving Needs One of the primary concerns for potential EV buyers is range—the distance an […]
November 26th 2025 – Rachel Reeves’s second Budget – analysis.

I would much rather be able to congratulate our Government than criticise. However, there have been so many blunders, blind alleys, untruths and confusion that it is difficult to know where to start.
Hamilton – Personal Finance Portal (PFP)

The PFP: Managing your finances at a time that suits you. We know life is busy, and finding time to focus on your finances doesn’t always happen during “office hours” which is why we have the Personal Finance Portal (PFP) making managing your finances easier, more secure, and at your fingertipsThe PFP isn’t just another […]
Hamilton Launch Lind & Lime Distillery

We held an event at local gin distillery Lind & Lime in Leith to officially launch our new look. Over 100 Clients, friends, family and corporate partners attended. Thank you to all that attended, we hope you enjoyed the evening
New look, same commitment

At Hamilton Financial, we’ve always believed that planning ahead is the key to peace of mind. For over 15 years, we’ve provided personalised and straightforward financial planning and investment advice free from hidden fees and complicated jargon. Now, we’re excited to begin our next chapter with a fresh new look. What’s new?We’re proud to unveil […]
Whom do you trust more? Reeves or Rayner?
You will have been living on a desert island not to know that Chancellor Rachel Reeves has been struggling to balance the nation’s books. In her 31st October Budget 2024, she made a £9 billion allowance for unforeseeable surprises – otherwise called “headroom” ; a tiny amount when matched against annual forecasts of UK Government […]
Inheritance Tax Reforms: What’s Changing and What You Need to Know in 2025

Update (July 2026): Since this article was first published, the Government has increased the proposed £1 million inheritance tax allowance to £2.5 million (announced on 23 December 2025 and enacted in the Finance Act 2026, with effect from 6 April 2026). Any unused allowance is also now transferable between spouses and civil partners. The figures […]