The Office of Tax Simplification (OTS) has recently issued its second report on Inheritance Tax (IHT). Here are the bullet points:- Business Property Relief (BPR) BPR effectively exempts business assets from IHT (40%). At the moment, the test to determine whether or...

(1) Ensure your life assurance policies are written in trust. What does this mean? It means that on death, the life assurance proceeds are paid directly to the listed beneficiaries rather than to the deceased’s executors. Why is this important? For 2 reasons:- (i)...

For those that need to borrow, loan rates are close to all-time lows. The Golden Rules Only borrow what you actually need; Repay as quickly as possible; Ensure repayments are affordable; Use an eligibility calculator eligibility calculator prior to submitting a loan...

Andrew Hamilton, founder of Edinburgh wealth manager Hamilton Financial, has forged an informal partnership with Westminster-based investment and wealth planning firm Thomson Tyndall.

The two companies will continue to operate independently but will offer shared services across their client portfolio.

Mr Hamilton said: “We have been looking for an association with another firm for the last three years.