Hamilton Financial

Having helped you to make a financial plan, the next thing is to help you make some choices. HF provides a mechanism for clients to purchase financial products. This exercise isn't just about picking the right product. It is about cost transparency.

HF earns its remuneration either from the commission payable by the product provider or by charging you a fee. All HF clients are given the choice of how they wish to pay. Our expertise covers the following principal areas:

Pensions
We provide you with informed, impartial and expert pension advice.
Self Invested Personal Pensions (SIPPs)
If appropriate, we help you to arrange your own Private Pension and to access high quality investment management.
Life Assurance
We look at many protection options available from a wide range of providers to choose the most suitable; if appropriate, we advise our clients to write their life assurance policies in trust.
Inheritance Tax Planning
We have the expertise and experience to advise you on how best to reduce your IHT liability.
Mortgages and Loans
We have the knowledge ans expertise to ensure that you receive the funding you need at the most competitive rates.
Investment Fund Management
We work with high quality private client investment fund managers to ensure that you get the best possible service at competitive rates.
Tax Efficient Products
We advise our clients of the tax efficient investment products available such as ISA's, VCT's and EIS investments. We have the experience to help you choose the most appropriate investment.
Wills
We advise you on how to protect your relatives, and the importance of choosing the right executors.

Anti Money Laundering Checks and Letters of Engagement

Regardless of how well we know our clients, the law dictates that we need to carry out official identity checks before we act (passport and utility bill); in addition, our Institute requires us to issue letters of engagement to cover the scope of the work you require us to undertake.